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    • Individual Planning
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  • Home
  • About Us
    • Meet The Team
    • Why Choose Us
    • Our Fees
    • FAQs
  • Individual Planning
    • Mortgages
    • Care Fee Planning
    • Equity Release
    • Financial Protection
    • Retirement Planning
    • School Fee Planning
    • Savings & Investments
    • Tax Planning & Mitigation
    • Wills, Trusts & LPA's
  • Business Planning
    • Business Protection
    • Employee Benefit Schemes
    • Shareholder & Partnership
    • Workplace Pensions
  • Who We Work With
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Meet the Team

Manish Sengar

Malcolm Atherton

Malcolm Atherton

  

I am a Chartered Independent Financial Adviser with a wealth of experience in helping my clients work towards their financial goals or visions.


I am based in London/Essex but do cover various areas Nationwide. 

  

I have worked with some of the UK’s largest companies like Wesleyan, Intrinsic & SJP and understand the challenges imposed with

  

I am a Chartered Independent Financial Adviser with a wealth of experience in helping my clients work towards their financial goals or visions.


I am based in London/Essex but do cover various areas Nationwide. 

  

I have worked with some of the UK’s largest companies like Wesleyan, Intrinsic & SJP and understand the challenges imposed within this industry. Such as finding unique solutions for my clients, providing independent advice based on individual’s specific needs and maintaining a long term business relationship.  

  

 I strongly believe in a relationship-based business model ensuring my clients are free to contact me whenever they need and openly discuss their issues. Forming life-time relationships also helps in understanding how all areas of each individual’s situation overlap and interact with each other. 


I believe it is all about earning trust and delivering all the promises made. I am committed to providing ongoing services to my clients, (which may incur additional costs), to ensure that they are adequately insured, their mortgages/protection policies meet their needs and their pension and investments are being continuously monitored to make sure they achieve the best possible returns. 


I have gathered knowledge and experience over several years and it helps me to add that little extra when it comes to finding the right solution for my clients. 


To help you take that step forward for your financial planning, we do provide a no-obligation initial consultation free of charge. This helps us to understand your financial objectives and enables us to determine how we can support you working towards them.


 Our ‘Independent’ status means that we are not tied to any Life or Insurance company and can provide you with an entirely unbiased advice- your best interest is our first priority at all times.


Personally:  When I am not working, I enjoy sports such as rugby, cricket and chess. 


My favourite holiday destinations are Spain and South East Asia. I also like to get involved in community services and voluntary works in the UK as well as in Asia – there is nothing more peaceful than giving back to the community and helping the ones in need. 


I enjoy meeting people from different walks of lives, learning and gaining new experiences as I believe life has so much to offer and we all need to explore as much as we can before it’s too late. 


Malcolm Atherton

Malcolm Atherton

Malcolm Atherton

  

Currently supports the company with his many years of administration in the Financial world, property and hospitality. Enjoys following world events, likes to travel and watching F1, cricket and rugby.

Manish Sengar - Chartered Independent Financial Planner

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Qualifications

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Chartered Status

As you should expect from your financial adviser, I am a highly qualified professional with a diverse background and I do hold Chartered Financial Planner qualification from prestigious Chartered Insurance Institute (Cii UK)- to attain the Chartered status, we must demonstrate the highest levels of technical knowledge and competence through rigorous criteria and qualifications. It is considered as the “gold standard of financial planning” for ethics and professionals- which is significantly above ‘standard’ industry qualifications. It means you can be confident in getting the best possible advice, services and support. 

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Blue Ocean Independent Financial Planning Ltd is an appointed representative of Corbel Partners Limited which is authorised and regulated by the Financial Conduct Authority.
 

Registered in England and Wales. 102 Hill Avenue, Wickford, England, SS11 8LT. Registered Number: 11816795
 

Our complaints procedure is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk
 

Information contained in this website is based upon UK legislation and regulation and is targeted at consumers based in the UK.


Copyright © 2024 Blue Ocean Independent Financial Planning Ltd  - All Rights Reserved.



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